Lynx, Destroyer of Worlds (with Science!) (lynxreign) wrote,
Lynx, Destroyer of Worlds (with Science!)
lynxreign

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Loan

So I'm thinking of refinancing my car loan. I'd save at least 1% on interest and my payments would go from $555/mo to $489/mo. I've paid 16 months of the loan so far and $489/mo would be for 4 more years. I could get it down to like $444/mo if I did another 5 years. If I don't change, I have it paid off at least 4 months earlier. If I refinance, I have that extra $ lying about right now.
Is it worth it?
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